Need a phone? Eight steps to instant credit with Phonetradr

instant credit

What did the credit application process look like 20 years ago? Intrusive background checks, plenty of paperwork, high interest rates and strict payment terms. But what happens when you don’t have cash on-hand or a perfect credit rating to buy something you want – perhaps a smartphone? Well, it’s a good thing it’s not 1999 anymore. The solution to this long-standing issue with the credit application process is innovative, easy to use and a first for South African consumers.

Applying for instant credit on Phonetradr with FASTA takes place solely online and is complete within six minutes, from start to end. Need help getting started? No worries. Here’s a step-by-step guide to applying for credit to get you that quality-approved smartphone…

How do I buy a phone with instant credit on Phonetradr?

Step one: Choose your device

After choosing the phone you want on our ‘Buy’ page, click ‘Buy Now’, then fill in your details. At checkout under payment methods, select ‘Instant Credit’.

Step two: Now it’s time to set your budget

How much credit do you need? How much of a deposit are you able to put forward? Using the easy-to-use slider, move left or right, increasing or decreasing the amount of credit you need. Then, below, choose how many months you will need to pay it off.

Step three: Give us your info 😉

In the empty boxes, fill in your full name, ID number and contact details. Once your enter your cell number, a one-time pin (OTP) will be sent to you phone via SMS. Simply enter the pin into the open box at the bottom.

We’ll need to know where to deliver the awesome phone you’re buying so wherever you’d like our delivery team to go, here’s where you tell us. Again, you are guaranteed 100% security while providing Phonetradr with your physical address.
Remember, your personal details are always private and secure with Phonetradr!

Step four: This step is divided into three sections:

1: Your employment status
Here, you will tell us if you are employed or not, where you work and for how long you have worked there.

2: Your monthly credit expenses
Thanks to the personal details you gave us earlier on, we’re able to pull through your current credit accounts, showing how much you pay towards them per month. If some of the information is incorrect or outdated, you can easily select the status of the account and how much you pay per month.

3: Your monthly living expenses

Do you pay rent? Or contribute to groceries, electricity and water? Here’s where you’ll tell us how much. Below section 3 is a summary on how much of your income you have left once you’ve paid all your credit obligations after your living expenses.
Something to look out for…..If the ‘submit’ button is red, this means that you don’t have enough of your income left over to pay all of your expenses. In this case, it is not wise to incur more debt and it’s unlikely that your application will be successful.

On the other hand, if it is green this means your application can continue!

Step 5 will now be for you to click ‘submit’ where your information will be reviewed.

Step six: You’re almost there…

After the wizard has accepted your bank statements, you’ll be asked to click ‘accept the offer’, then tick the T’s & C’s box, and finally, click ‘sign agreement’.

Step seven: This step offers three options

Once your application has been given the green light, it’s time to fill in your banking details so that your monthly installments to us can go off without a hitch. In addition to providing your banking details, we’ll also ask you for three months of bank statements. To make it easy for you, we have three ways to do this…

1: Log into your internet banking

Simply log into your online profile and we will automatically collect three months worth of statements. This is an industry first and is 100% secure and safe!

2: Email, if you’re not comfortable with us automatically collecting your statements
You are given a unique email address to send your bank statements too. If this is the method you’ve chosen, no one else will be given the same email address when sending your documents.

3: Upload from your laptop
If you’re super organised and have your latest bank statements saved to your laptop, simply upload it from your PC or Mac computer.

We must stress that choosing any of these banking-approved options promises total security and encryption of your personal information. You’ll never have to worry if your personal or banking information will be lost, hacked or misused! This is probably the safest way to apply for a loan online – that we can promise.


Step eight: You’re finally at the end!

The last step sees you transferring your deposit via EFT. We’ve included all of the main banks so nobody should feel left out! Also, your EFT payment is 100% safe and secured. No worries!

Ready to buy your awesome phone? Let’s go.

Nine tech gadgets for your Christmas wish list

best tech gadgets for gifts

The festive season is upon us! For some, that means going on holiday or seeing the best tech gadgets are under the Christmas tree! If you’re still creating your gift wish list or if you know someone who would love something for their smartphone, take a look at the below options…

Light it up with a LuMee phone case

What’s special about LuMee is that the sides of the cover light up to give your selfie the perfect lighting. No more dark and grainy selfies on your night out!

Because LuMee is an American brand, the cases are imported, which means they are a little pricey.

They range from R479 to R1,199 depending on which phone you have. You can purchase a LuMee case on Takealot right here.

Stick it with selfie Popsockets

These little toys have gone viral, from being seen on Expresso TV show to the everyday smartphone user. Using suction, selfie popsockets stick onto the back of your smartphone and allow the user to slide your index and your middle finger around it so that you can take a better selfie. Now, you don’t have to struggle to hold your phone up AND click the little side button. It doubles as a safety gadget so that you don’t drop and damage your phone so easily.

Ranging from R169 to R249, you can buy a popsocket in a range of colours and styles on Superbalist right here.

Three-in-one charger with Calamari 2.0

This gift is less about fun and more about function, however, that doesn’t make it any less cool in our eyes! The Calamari 2.0 three-in-one charger features an Apple MFI-certified lightning connector, a USB type-C and a micro-USB connector for data transfers or charging.

When it comes to handy gadgets, this one takes the cake. You can get it online at Superbalist at a price of R439. Shop it here!

Get lazy with a flexible arm phone holder

Don’t judge us for this one – there’s a reason it’s on the list! If you’re lying in bed at night watching movies or videos or FaceTiming a loved one, the lazy arm phone holder is your new best friend. It simply clips onto the side of your bed and the flexible, adjustable arm holds your phone for you!

You can buy this on for R182.99 right here.

Say goodbye to battery problems with a power bank

Again, power banks are more about function than fun, but if you’re a student, working professional, traveler, tired of load shedding killing your charging session, or simply at your wits end about how quickly your phone dies, then you need a power bank. We’d recommend the Swiss Mobile power bank from Takealot.

It’s powered with a 16 000mAh rechargeable external battery for increased energy efficiency. It can charge your smartphone six times before dying and your tablet four times! Get the Swiss Mobile power bank for R314 right here!

Beats by Dre headphones

Anybody who spends time listening to music should know the legendary rapper and producer, Dr Dre. His headphones, Beats by Dre, are on Christmas wish lists the world over and it’s no different here in South Africa!

You can purchase them at most electronics retailers or on Takealot for R4,499. Take a look!

Get away from load shedding with a portable speaker

When the lights go off, the music goes on. Grab your friends, some beers and this Volkano Bazooka portable speaker. You can get them in a number of sizes and colours, however, this one just looks bad ass.

Get it on Takealot for R499. Remember there are smaller and cheaper ones to suit your budget! Shop now.

Guard your screen with ProtectionPro

ProtectionPro is made by Madico which is cutting-edge protection for your device. It doesn’t chip, scratch, crack or shatter and its self-healing when heat is applied. It can be custom cut to almost anything with a screen (your smartwatch, tablet, smartphone, or laptop) and can be purchased at Vodacom, MTN, HiStore, Huawei stores, Incredible Connection. Check out their site here.

Be smart. Buy a smart watch

2019 is around the corner, which means your health and fitness goals should at the TOP of your resolutions list! A smart watch will not only provide you some of the features your smartphone has but will also track your health and fitness goals. It will also play music for you while you exercise!

You can get a smartwatch from Apple, Samsung and Huawei. The one pictured, however, is from Apple and is on Takealot for R5,489. Browse through their options here.


Phonetradr has partnered with FASTA to bring you instant credit

instant credit

When you think of the traditional credit application process, a few things may come to mind: Lengthy phone calls, background checks, heaps of paperwork and a lot of your precious time wasted. And even after you’ve played along, you still may not be approved for credit. We understand not everyone can afford to make a purchase in full. We want to help customers afford the smartphone they want with instant credit!

So, if you’re looking to get credit to purchase a used smartphone, we can help.

What’s cool about it?
– You apply online on the Phonetradr website and the deal is done in real-time. Simply choose a phone that has the “instant credit” badge then for a payment method, choose “instant credit”
– You’ll get an answer if your application is approved within minutes of applying
– No phone calls, no paperwork, no call centres
– It’s interest-free!
– An applicant can choose their own payment terms of up to six months

All we’ll need from you is…
– A 33 % deposit to verify that you’re serious about the deal
– Your South African ID number
– Three months of bank statements

Get instant credit, online, in minutes. A first for South Africa!
Shop now and apply during checkout.

Three ways to removing ads from your iPhone apps

remove ads on my iphone

Facebook, TV and even Snapchat – it’s hard to get away from adverts these days, especially in the era of unprecedented technological innovation. From the moment you access the internet – whether it’s from your smartphone or desktop computer – you’re being bombarded to buy this, use that, or become this person. In fact, from 2017 to 2018, South Africa’s internet and video game marketing expenditure jumped from $303.4 million to $399.3 million.

How does Apple get ads onto my apps and games?

When you think of Apple, the first thing you may not think of is an advertising agency, however, part of how Apple makes money is by selling ad space through iAds on iOS to businesses and brands through apps and games you download to your smartphone. Smart for them, but annoying for us. iAds allows app developers to earn money without having to do any of the advertising themselves, and in turn, Apple is able to gather information on you in a similar way to Google. For example, when you use an app or a game that has placed iAds in them, Apple can see and store your location, your installed apps and games, how often you use a particular app, which movies or TV shows you’ve watched or what music you listen to on iTunes.

In other words, Apple uses all of that information on you to select specific ads based on your data to target your apps and games. Long gone are the days of ads being a thing of the TV generation.

Okay, I want to stop Apple from advertising through my apps and games. How?

Although you are anonymous to the advertisers using your downloads to target you, just knowing that tech giants are able to use personal information of yours to make more money can rub anyone up the wrong way. So, if you’d like to disable Apple’s iAds on your phone, here’s how…

Option 1: Block websites and advertisers from tracking you in Safari

iOS 11 has built-in features with privacy protections against ads, however, it’s not made obvious to iPhone users. Safari is just like Google in the sense that they use tools and techniques to target you with ads based on your location, browser history and more. Blocking this from happening in pretty easy. Simply go to your Settings and follow the below instructions:

  • Select “Safari”, then “Privacy & Security”
  • Toggle the “Prevent Cross-Site Tracking” to ON
  • You can also toggle “Ask Websites Not To Track Me” and “Block Pop-ups”
Option 2: Limit iAds tracking in your apps and games

This will be specific to the games and apps on your smartphone. Follow the below steps:

  • Tap “Settings”, then “Privacy”
  • Scroll to the bottom, then tap “Advertising”
  • Toggle “Limit Ad Tracking” to ON
  • You can also tap “Reset Advertising Identifier” to clear your data used by iAds to target you
Option 3: Limit location-based ad tracking

Location tracking is one of the most commonly used tools Google and Apple pack your social media accounts and search engine searches with adverts. To limit this, follow these steps..

  • Tap “Settings” then “Privacy”
  • Tap “Location Services” then scroll down and tap “System Services”
  • Look where it says “Location-based Apple Ads” and toggle OFF

Let us know if this blog post has been helpful by sharing it to Facebook or commenting below!

How to have a new smartphone with your old phone’s data

how to back up your smartphone

Having a smartphone for an average period of two years means that a lot of memories, routines, information and the ups and downs of a relationship with a smartphone have built up quite a bank of information that screams “back up your smartphone!” You don’t need to start from scratch every time you get a new phone (Although sometimes a new beginning can feel good. But we’ll get to that another time).

If you’re anything like us, you’ll want to keep your beautifully crafted camera roll or your high profile contact list. Apple or Android, here’s how to back up your smartphone! 

If you have an iPhone

If you’re an iOS user, you’re in luck. There are multiple ways for you to back your contacts, settings, photos, app downloads and more using iCloud and iTunes. However, these do come with limitations such as the fact that your iCloud account on your iPhone only comes with 5GB of free storage. You’ll have to pay (in American dollars, that is) for more. With iTunes, your limitation is the fact that you will most likely need a computer or laptop to complete the backing-up process. Nevertheless, make use of the below steps.

1. Connect your device to a Wi-Fi network.
2.Tap Settings > iCloud > Backup.
3. Turn on iCloud Backup if it isn’t already turned on.
4. Make sure you are on a WiFi connection and tap Back Up Now
5. Check your backup by tapping Settings > iCloud > Storage > Manage Storage, and then select your device.

Apple offers more iCloud storage, such as 50GB for $1 per month, 200GB for $3 or $10 for 1TB. It may not sound like much of an expense, however, there are other ways to backup your photos and videos without paying a monthly fee (See Google Photos below). Remember, it is  vital that you are connected to WiFi during the backing up process, otherwise you can kiss your monthly data goodbye!

Backing up via iTunes means you’ll need a Mac or PC and a USB cable to connect to your iPhone. Sounds like a but of a mission, huh? Your computer needs to already have iTunes on it for this to work, and if not, it takes about 500 MB of your WiFI to download.
Follow the below steps:

1. Open iTunes on your PC
2. Connect your iPhone to it using a USB cable
3. Click File > Devices > Backup

Using this method backs up your videos, photos, contacts, text messages and app data, however, it’s definitely not as seamless as doing it all on your phone.

Google Photos (applicable to both Apple and Android)

One of the biggest things on your phone that takes up the most amount of storage are your photos and videos. So why pay for more storage or mission to use your laptop when you can use Google Photos? The app is free to download and operates well on both iOS and Android. For iPhone users, download the version titled “Google Photos iOS”, however, the process is exactly the same for both operating systems, except you won’t need to do the third step if you’re on Android:

1. Tap the icon in the top left corner with the 3 lines
2. Choose Settings > Backup & Sync > ON
3. Go to your phone’s actual Settings > Privacy > Photos and turn on “Google Photos” to allow the app to have access to your camera roll

Don’t forget – you will need to be connected to WiFi when you upload all of your content to Google Photos, as the uploading process will certainly take a chunk of your data! What’s cool about once you’ve backed up your media to Google Photos is that once you take a new photo, it is automatically uploaded and stored with the rest of your photos and videos.

If you have an Android phone

Remember, you can use Google Photos to backup and store your photos and videos, but your data and settings will need a separate process found in your Settings.
Simply go to Settings > System > Advanced > Backup, then turn on your backup service, which is often Google Drive for Android phones. Your Drive will store:

1. Contacts, calendar
2. WiFi networks and passwords
3. Wallpapers
4. Gmail settings
5, Language, display, time and date
6. Apps and data for apps not made by Google

When you think of what is most important to you on your smartphone, make sure you’ve backed it up using the above steps. After all, living through our smartphones is never 100 percent reliable!

Stay informed via our blog or get social with us on Facebook!

Where did your mobile data go? Six reasons for and solutions to your dwindling data

how to save mobile data

Where oh where hath our data gone wonder? That is the question we ask ourselves at the end of every month. No need to ponder – we know not everyone has access to free or uncapped WiFi. We’ve listed the most common ways your data says farewell, as well as our solutions to each one.

Apps that use background data

Background, what? Some apps that you’re not even using need data to remain updated, even if you aren’t using the app. If you go into your Settings, you’ll see every app you have and that it’s set to use data. When you’re in a WiFi zone, it won’t be a bother, but letting your data be used for this will be costly.

Solution: Manually turn off data usage for apps you don’t use often
To adjust your background data on an iPhone, go to Settings > Cellular > Apps using WLAN & Cellular. If you’re with Android, visit Settings > Wireless & Networks > Data usage. You will be able to manually deactivate data usage for every and any app you want on your phone.

Using Google Maps when traveling

Looking for a friend’s new apartment? Going on a road trip? Or even just lost in a new area? Using Google Maps uses a lot of data to be able to access your location and navigate as you travel. The app constantly sends and receive information to keep updated as you drive.

Solution: Download area maps before your travel
Google Maps on Android and iPhone lets you download area maps to your phone to use offline. Download the map to your phone before you leave so that you can find your way without chowing your data. Also, the Google Maps cache on an iPhone doesn’t need a data connection to function – simply enter the location into your Apple Maps in a WiFi zone and you’re good to go!

Just one more video won’t hurt!

We’ve all been there – bored out of my minds, scrolling through Facebook or YouTube to kill time, thinking that watching these short videos couldn’t possibly do damage to your data consumption. Little do you know that videos are one of the biggest eaters of the data pie!

Solution: Use streaming channels that allow offline usage
Long gone are the days where you have to play YouTube videos in full HD to play your favourite songs. Apple Music, Spotify and Google Play Music all allow you to create playlists offline and if you have storage space on your phone, you can download songs and movies to your phone to enjoy without using data.

You could also: Turn off autoplay on Facebook
This feature may only be applicable to iOS users, but nonetheless, it is helpful. When you’re scrolling through your Facebook newsfeed, videos are automatically set to start playing – even if you have no intention of watching them. On the iPhone, go to Settings > Facebook > Settings, scroll down to ‘Video’ and select ‘Autoplay on WiFi only’.

Browsing the internet on desktop version

This may sound a little obscure and obvious, but using a website’s mobile version instead of the desktop version on your smartphone actually uses less data – great for those who don’t have daily access to WiFi. Mobile versions also make it easier for you read and scroll through the information.

Luckily, mobile versions of websites are common and automatic as it can pick up that you’re accessing the site from a mobile device. For Facebook lovers, a data-friendly version of the app, called Facebook Lite, is available for Android users. It’s perfect for low-end phones and poor data connections, meaning less of your data will be used.

Automatic updates – and they’re daily

In order for you to enjoy your phone at its most, your Settings are configured to have automatic updates, meaning every single time one of your apps like Instagram, Facebook, Whatsapp or your banking app has a new release, your smartphone automatically installs the new release. Don’t think this takes up data? Think twice. Automatic updates can take place daily if you have more than four or five apps on on your phone, and that doesn’t include the ones that already come with your phone.

Solution: Manually select your updates
We’ve gotta shut this down to manual, sister. For iPhone users, head to your Settings > Mobile Data and then as your scroll down, you’ll see all of the apps using data. Manually turn off each one you want. Then for Android, you’ll find the settings in the Google Play Store: Settings > Auto-Update Apps. Here you may choose to disable auto-updates completely or only allow auto-updates on WiFi connectivity.

Addicted to social media?

It’s not uncommon these days to spend just as much time on social media during your day than you would on work. In fact, a 2018 study said 40% of social media users say it would be difficult to give it up. An additional 14 percent saying it would be extremely hard. The average person will also spent five years and four months just chilling on social media. If you think you’re heading in this direction, it’s time for an intervention.

Solution: Set yourself daily limits

Yes, there are apps to help you limit your data usage and therefore your time on social media, but come on – let’s be adults about this. Give yourself 15 minutes in the morning to scroll through your social media apps and then another 15 minutes in the evening after dinner. Another tip: Don’t look through your phone while you’re lying in bed waiting to get tired watching videos of how cats are better than dogs.

A general tip we’d like to share with you is to, once a week, enter a free WiFi area where you can do all of your app updates and social media meandering. This way, you’ll still be able to enjoy your smartphone without killing your data.

Stay posted to our blog for more cool posts or check out our website to buy or sell a used smartphone!