Phonetradr has partnered with FASTA to bring you instant credit

instant credit

When you think of the traditional credit application process, a few things may come to mind: Lengthy phone calls, background checks, heaps of paperwork and a lot of your precious time wasted. And even after you’ve played along, you still may not be approved for credit. We understand not everyone can afford to make a purchase in full. We want to help customers afford the smartphone they want with instant credit!

So, if you’re looking to get credit to purchase a used smartphone, we can help.

What’s cool about it?
– You apply online on the Phonetradr website and the deal is done in real-time. Simply choose a phone that has the “instant credit” badge then for a payment method, choose “instant credit”
– You’ll get an answer if your application is approved within minutes of applying
– No phone calls, no paperwork, no call centres
– It’s interest-free!
– An applicant can choose their own payment terms of up to six months

All we’ll need from you is…
– A 33 % deposit to verify that you’re serious about the deal
– Your South African ID number
– Three months of bank statements

Get instant credit, online, in minutes. A first for South Africa!
Shop now and apply during checkout.

Five tips to shopping Black Friday like a pro

Black Friday

We’ve all heard the horror stories or seen the video footage of shopping on Black Friday. It’s chaos, and furthermore, the pandemonium doesn’t disappear just because you’re shopping online. From crashing websites to depleted stock, learning to (successfully) shop online on Black Friday has become an Olympic sport. Here are our top five tips to winning #BlackFriday.

Start your shopping at midnight (yes, that’s correct)


This may sound a little extreme, but take it from us – you’ll be grateful you sacrificed your sleep for this. Many online stores begin their Black Friday deals at midnight, which many don’t know about and don’t take advantage of. Set your alarm clock for 11:55pm, boil the kettle, then get shopping.

Create your wish list days in advanced


This is something avid online shoppers do anyways, so why not utilise it on Black Friday to avoid your shoe size from running out? Stock gets depleted extremely quickly, especially on once-a-year events like this, so make an effort to add all of your items to your wishlist beforehand. That way, you can log in and simply pay without sifting through hundreds of discounted items before you find your picks.

Set a budget


Each year, financial advisers say, “Don’t fall victim to Black Friday!” because of how many people spend money they don’t have on items they don’t need. Just because something is 50 percent off, doesn’t mean you’re making a “saving” – you’re still spending the other 50 percent! Set a budget using funds you know you can spend – shopping responsibly is a thing, people.

Sign up to email newsletters


Believe it or not, if you create an account or sign up to receive email newsletters, you are likely to cash in on extra deals. Many online stores give first-time buyers or customers who’ve signed up an additional discount, free delivery or an early heads up on their deals. You know the saying: the early bird catches the worm!

Shop on websites you trust


If a deal seems too good to be true – especially on a site you’ve never heard of – it probably is. South Africa has many established, trusted online stores that make online shopping a safe and easy task. Do your research: If a site has a good social media presence, plenty of good reviews and is recommended by a friend of yours, you can most likely trust it.

Happy shopping!